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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. What is the legal doctrine by which the decedent's property will pass to the state without their consent if that individual dies without a will, a surviving spouse, lineal descendants, or other known heirs?

A) escheat
B) variance
C) eminent domain
D) police power

2. Mindy experienced a foreclosure process that included being named as a defendant in a lawsuit by her lender and seeing her home sold in a foreclosure sale. From that information, what can you guess about the category of foreclosure used and who holds the title to the property?

A) A nonjudicial foreclosure was necessary because Mindy holds the title.
B) A nonjudicial foreclosure was necessary because a trustee holds the title.
C) A judicial foreclosure was necessary because Mindy holds the title.
D) A judicial foreclosure was necessary because the lender holds the title.

3. A deed in lieu of foreclosure is often referred to as a "friendly foreclosure" because:

A) This alternative to foreclosure requires the agreement and cooperation of both lender and borrower.
B) This alternative to foreclosure is an option only available to friends or family of the lender.
C) This alternative to foreclosure only takes place when the foreclosure sale buyer is a friend or family member.
D) This alternative to foreclosure is handled by legal representatives known as "friends of the court."

4. When must a lender provide borrowers with a Closing Disclosure?

A) at least three business days before the consummation of the loan
B) on the day of closing
C) at least five business days after consummation of the loan
D) at the end of the closing ceremony

5. A partially amortizing loan will include:

A) a balloon payment
B) multiple lenders
C) non-refinancing clauses
D) equal monthly payments that contribute to both principal and interest until the

Solutions: