California Department of Insurance CA-Life-Accident-and-Health test insides dumps : CA Life, Accident and Health or Sickness Examination

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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. All of the following qualify as "background information" as defined in Section 1729.2 of the California Insurance Code, EXCEPT

A) any admission, or judicial finding or determination, of fraud, misappropriation or conversion of funds, misrepresentation, or breach of fiduciary duty.
B) misdemeanor charges filed, not resulting in a conviction.
C) an administrative action regarding a professional or occupational license.
D) a misdemeanor or felony conviction or a filing of felony criminal charges in state or federal court.

2. According to California Insurance Code, an insurance policy must be

A) in writing.
B) approved by the Insurance Commissioner.
C) negotiated between the agent and the insured.
D) economically feasible for the insured.

3. How many days does the California Insurance Code give an individual to return a life policy for cancellation?

A) Less than 10 days.
B) Between 60 and 90 days.
C) Not less than 30 nor more than 60 days.
D) Between 10 and 30 days.

4. As defined in the California Insurance Code, "insurance" is a

A) peril.
B) contract.
C) gamble.
D) risk.

5. The most common type of specified disease insurance policy is

A) diabetes.
B) cataract.
C) cancer.
D) heart disease.

Solutions: